Legal

Privacy Policy

How FinanzaHoy collects, uses, and protects your personal data.

Last Updated: 7 March 2026

1. Data Controller

The data controller responsible for your personal data is FinanzaHoy, with registered address at C. de Almagro, 30, Chamberí, 28010 Madrid, Spain. NIF: D80969024. You can contact us at info@finanzahoy.com or by telephone at +34 911 334 273.

2. What Data We Collect

We collect personal data that you provide to us directly, including when you use our contact form, subscribe to our newsletter, or otherwise communicate with us. This may include:

  • Full name
  • Email address
  • Telephone number (if provided)
  • The content of messages you send us
  • Technical data collected automatically (IP address, browser type, pages visited, time of visit) through cookies and similar technologies

We do not collect sensitive personal data (special category data) and we do not request financial account credentials or tax identification numbers from users of this platform.

3. Legal Basis for Processing

We process your personal data on the following legal bases under the General Data Protection Regulation (GDPR) and Organic Law 3/2018 (LOPDGDD):

  • Consent: For newsletter subscriptions and non-essential cookies, we rely on your freely given, specific, and informed consent.
  • Legitimate interest: For responding to enquiries submitted through our contact form and for maintaining the security of our website.
  • Legal obligation: Where we are required by Spanish or EU law to retain or process certain data.

4. How We Use Your Data

We use the personal data we collect for the following purposes:

  • To respond to enquiries and messages you send us
  • To send educational content and platform updates to newsletter subscribers
  • To improve the functionality and content of our website
  • To comply with applicable legal obligations
  • To maintain the security of our systems

We do not use your personal data for automated decision-making or profiling that produces legal or similarly significant effects.

5. Data Retention

We retain personal data only for as long as necessary for the purposes for which it was collected, or as required by applicable law. Contact enquiry data is retained for a maximum of two years unless an ongoing relationship exists. Newsletter subscription data is retained until you unsubscribe. Technical log data is retained for a maximum of twelve months.

6. Data Sharing and Transfers

We do not sell, rent, or trade your personal data to third parties. We may share data with trusted service providers who assist us in operating our website and delivering our services, under strict data processing agreements. These providers are located within the European Economic Area or in countries that provide an adequate level of data protection as recognised by the European Commission.

7. Your Rights

Under GDPR and Spanish data protection law, you have the following rights regarding your personal data:

  • Right of access: To obtain confirmation of whether we process your data and a copy of that data.
  • Right to rectification: To request correction of inaccurate or incomplete data.
  • Right to erasure: To request deletion of your data where there is no legitimate reason for us to continue processing it.
  • Right to restriction: To request that we limit how we use your data in certain circumstances.
  • Right to data portability: To receive your data in a structured, commonly used format.
  • Right to object: To object to processing based on legitimate interests.
  • Right to withdraw consent: Where processing is based on consent, to withdraw that consent at any time without affecting the lawfulness of prior processing.

To exercise any of these rights, contact us at info@finanzahoy.com. You also have the right to lodge a complaint with the Spanish Data Protection Authority (Agencia Española de Protección de Datos — AEPD) at www.aepd.es.

8. Cookies

Our website uses cookies and similar tracking technologies. For detailed information about the cookies we use, their purpose, and how to manage your preferences, please refer to our Cookie Policy.

9. Security

We implement appropriate technical and organisational measures to protect your personal data against unauthorised access, loss, destruction, or alteration. These include encrypted data transmission (HTTPS), access controls, and regular security reviews. No method of transmission over the internet is completely secure, and we cannot guarantee absolute security.

10. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or applicable law. When we make material changes, we will update the "Last Updated" date at the top of this page. We encourage you to review this policy periodically.

11. Contact

For any questions or concerns about this Privacy Policy or our data practices, please contact us at:

FinanzaHoy
C. de Almagro, 30, Chamberí, 28010 Madrid, Spain
Email: info@finanzahoy.com
Phone: +34 911 334 273